INDUSTRIES / CREDIT & NPL

Compass for Credit & NPL.

From debtor intelligence to counterparty risk, from origination enrichment to recovery prioritization — Compass gives credit and NPL teams a continuous, GDPR-compliant view of the entities that shape their portfolio.

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THE CREDIT INTELLIGENCE REALITY

Credit decisions are entity decisions. Entities are graphs.

A debtor is not a row in a database. A debtor is connected to a company, to other companies, to ultimate beneficial owners, to industries with cyclical patterns, to territorial markets with their own dynamics, to digital footprints that signal real-world behavior. Credit and NPL teams that treat debtors as flat records leave value on the table.

Modern credit and NPL operations depend on the ability to assemble entity context continuously — from financial registries, from territorial data, from digital signals, from operational history. Compass is built on that exact pattern.

WHERE COMPASS FITS

Compass for the commercial side of credit and NPL.

Sales & Commercial Operations

For credit and NPL services firms selling to banks, financial institutions, and corporates.

Multi-year service contracts with banking counterparts. Stakeholder mapping across credit committees, NPL desks, treasury teams. Continuous intelligence on bank strategy shifts, M&A in financial services, regulatory developments. Compass for Sales & Commercial Operations frames the discipline for the credit-services reality.

Banking counterpart intelligence
Multi-year service contract pipeline
Stakeholder mapping across financial institutions

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Beyond the commercial side, Compass capabilities extend into debtor intelligence and counterparty risk — applications we develop with specific Credit and NPL clients. Contact us to discuss how Compass adapts to operational credit workflows.

WHY COMPASS

Compliant. Connected. Continuous.

GDPR-compliant by design

EU hosting. Strict data handling. B2B-first architecture. Confidentiality tagging for sensitive entity data. Built for environments where regulatory scrutiny is permanent.

Entity graph, not flat tables

Companies, UBOs, related entities, territorial context, financial trajectory — connected in a knowledge graph that mirrors the entity reality, not a CRM-style record. Identity resolution and entity linking are native.

Cerved and beyond

Native integration with Cerved for financial registry data. Extensible to digital footprint signals, territorial data, marketplace identity resolution. The enrichment stack adapts to the credit and NPL operational reality.

See Compass on a credit or NPL scenario.

30 minutes. Your counterparts, your portfolio context, your operational reality. We'll show you what continuous entity intelligence looks like applied to credit operations.

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